Moving home can be very exciting, but also very stressful at the same time. If you are methodical and organized you can make the transition much more easily and save time too.
Once you have completed closing, you can decide on a moving date. In this interim period, begin throwing away all that junk from the attic, shed and garage you haven’t seen for years. Go through your possessions and use the opportunity to discard or sell the items you never use. Clean cupboards and pack systematically as you sort.
Decide if you are going to undertake the move yourself with a rental truck and friends or use professional movers. Obtain quotes and book the truck or moving firm. Make sure the moving company is licensed and what level of insurance is available and who is going to be responsible for the packing, especially if you have any precious or valuable items.
Seal boxes as you pack, and then label them on the outside with marker pen. You can use a simple number system with each number corresponding to a number on a room plan which you can give to the movers on the day. Alternatively a more sophisticated plan is to construct a spreadsheet with a list of individual items, or types of items, to correspond to different numbers or symbols.
Make arrangements with the post office to have your mail forwarded to the new address.
Compile a list of all the people you will have to contact when you move house. In order that you can do this soon after moving without actually having to hunt out the paperwork, the list should include provider policy numbers and telephone numbers, so you can just check off the list as you speak or write to car insurers, banks, credit card companies etc.
Make arrangements for your children and pets to be looked after on the day- you won’t have time to give them any attention at all.
Find all the hidden keys to your home and outbuildings and give these to your real estate agent just before you move- you won’t have time on the day.
On the day
- Pack some items in your car so you don’t have to wait for them or wonder where they are.
- Keep aside coffee, soft drinks and snacks so you can motivate the movers. If this is safe you can access it at the other end as soon as you get there.
- If you pack a box of cleaning materials, you can clean up each room as the movers empty it and you will be ready to use it in the new house.
- Also keep aside a few plates, knives and forks so you can eat your first carryout later on in your new house.
- Have your bedding with you too so you can at least make up the beds.
- Pack towels, personal toiletries and a change of clothes.
When you arrive
- Take meter readings when you leave and also read the meters at the new house.
- When you first arrive, quickly check everything works, then open the windows to air the property because a great deal of dust will be generated when you start unpacking.
- Ideally you would clean the house thoroughly before moving in, but if this is not possible, do not unpack everything until you can clean the cupboards etc.
- Change the locks as soon as possible because you don’t know if anyone still has access to the keys.
- Organize new telephone and broadband services if you have not been able to do so in advance. In the meantime find out where free WiFi services are available.
- Speak to neighbours and find out where the best GP and dentists are and register the family.
- Find out where the local tip is and continue to declutter as you unpack.
When people buy a home most tend to do some bit of research before actually getting serious about the process. However, there is quite a bit more in terms of buying tips home purchasers should be aware of but frequently are not. There were ten critical tips that were shared, by Dottie Herman and Eric Tyson, on the June 2nd broadcast of “Eye on Real Estate” radio show. Herman, the CEO and President of Prudential Douglas Elliman, and Tyson and real estate mogul and best-selling author, discussed real estate topics for listeners near and far.
These tips include:
1. Affordability – Buyers should before even beginning discussion what they can truly afford in a house and what they cannot. This rule is critical to avoid getting locked into a house that will end up costing too much and will eventually end up in a foreclosure down the road. The bank, mortgage broker, and real estate agents won’t always watch out for this. Many times the fees and initial interest pay off any loss risk they might have before the loan is sold off to another lender.
2. Map Out Personal Circumstance – The same way a homebuyer determine affordability ahead of time, he should also understand every aspect of his personal circumstances. This includes all other liabilities, income, demands, expectations and future financial plans. All have an influence on buying a home.
3. Comfort Level – Buying a home also needs to be as stress free as possible. A home buyer will not be in the right frame of mind to buy the right home for his needs if he’s worried about holding onto a job, expecting a child in a month or two, trying to close a major deal, or deal with a divorce. Life has many moments of stress and moments of calm. Buying a home should happen during periods of as much calm as possible.
4. Avoid Salespeople – It never fails. A party goes into buy a home and gets hammered with ten to twenty different sales pitches before the home purchase is done. This can include insurance policies, pest contracts, warranties, alarm systems and even landscaping. Every opportunity to leverage another sale is attempted by home sellers and their affiliates.
5. Hire a Good Financial Planner – This seems like an odd tip. Why does someone need a stock picker to a home purchase? It’s not quite that sort of situation. A financial planner provides a valuable service in looking a one’s financial activities from an outside perspective. A planner can point out where advantages or disadvantages exist, which can thousands of dollars in differences from taxes to real estate investment.
6. Hire Top-Notch Real Estate Representation – Did you know buyers can have real estate agents as well as sellers? It’s true, and those agents get paid by the sale, not out-of-pocket, just like the seller’s agent. Having a good agent, mortgage analyst and home insurance company can make the difference in avoiding home-buying problems or being buried in them.
7. Buy and Refinance? Hold On – Most refinancing costs $5,000 to $10,000 by the time a deal is done. So a homebuyer needs to ask himself, will the change in loan interest recover enough in two years to not only offset that cost but create a cost avoidance of the same amount? If the answer is no, then refinancing should be delayed until a better opportunity comes along.
8. Look for Automation – An electronic, schedule mortgage payment keeps a homeowner on track with his home loan. Without that deadline automatically charging an account, a homeowner could be tempted to delay a payment one month a few days when times are tight. That becomes the start of problems.
9. Still Save and Save Some More – A home purchase may seem to suck up any available money, either in a down payment or related expenses like moving, furniture, accessories and even room paint. However, putting back an emergency fund in one’s savings account as quickly as possible is critical.
10. Mortgage Insurance – Skip It – Agents will push mortgage insurance as a necessary part of the home buying process as a safety net for a home loan. However, it’s not necessary. Instead, a good life insurance policy will truly help provide a financial safety net for a family if income is lost and a mortgage is in jeopardy.
There are also a few after-the-fact issues homeowners should be aware of as well, according to Dottie Herman and Eric Tyson. First, don’t take increases in property tax assessments lying down. Many county assessors change tax rates from behind a desk, never truly evaluating the value of a property versus its actual market worth. When an assessment goes up, an owner should fight it if it seems extreme. Holding onto purchase documents is a smart idea as well; it allows for a true documentation of what a home gained in value when sold later on. Finally, buyers need to purchase the home they truly want within their means. Buying something less will result in immediate dissatisfaction soon after. And given all the money involved in a typical purchase that would be a huge waste.
You just bought a new house and want to make sure you get the most professional efficient cost effective relocation. You can follow these simple steps to ensure this happens.
First, educate yourself on what kind of move you have and how you are being charged for the process. Different types of moves have different types of charges.
- Local Move: You are moving within a local area less than 60 miles. These estimates are based on an hourly rate, depending on how many workers are needed and how much time it will take to pack, load and deliver your possessions. This is called a time and material estimate.
- Out of State Move: Your move is out of the state, estimates will be based on the distance of the move and the weight of your goods. To provide you with an accurate estimate, your sales consultant will need about an hour of your time to walk through your home. He or she is viewing and quantifying everything that will be relocated on your move.
Other factors can influence the price of your move, including what optional services you select for your relocation.
- Packing: Are you going to pack all the loose items in boxes for transport? Or is this a service you would like the professionals to handle?
- Specialty Items: Do you have unique, heavy or delicate pieces, such as automobiles, pianos, large exercise equipment, or large appliances that may need special servicing and attention?
On a local move time is of the essence. The faster the move gets done, the more money you will save. The key is to have everything as ready as possible when your moving crew arrives. Have all boxes taped, labeled and ready to go. You don’t want to end up paying $100 or more an hour for movers to tape boxes. You want your professional crew doing the things that make them the professionals; prepping and wrapping the important items, and handling your precious items with care.
Labeling boxes is also very important. I recommend labeling the boxes with a room location and a brief description of what is in the box. This will save time at destination when items are going into the new home. This avoids the headaches of opening the boxes to see the contents then deciding where it goes. You will be too busy showing the movers where you would like the bigger pieces set and placed.
Additionally, if you have everything prepped and ready there are a couple other time saving tips that can save you time and money. You can disassemble tables, beds and anything else that needs to be disassembled to get out of the house. You can also make items more easily assessable by eliminating stair carries and long walks. Bringing some items from basement to main floor or garage will knock tons of time off your final bill. If manual labor isn’t your thing and you don’t want to take the risk of getting injured you always have the option to just sit back and point and let the experts take care of everything, as they are on your clock and would be happy to assist you with anything.
Finally, if you are moving over 60 miles within the state or out of state your estimate will be based on distance and weight. You really can’t control the distance of your relocation but you can control the final weight of your shipment. Moving provides a great opportunity to sort and eliminate items and household goods no longer needed. You can focus on eliminating heavy items in order to save costs on your move. For example excess books, weight equipment, tools, and large appliances can sneak up on you very quickly towards the final weight of your move. I am not saying to get rid of items you use on a daily basis and are necessities, but a good example would be if you have 20 boxes of old college texts books at 50 pounds a box totaling 1,000 pounds. This is 1,000 pounds of weight you may not want to pay to have moved. Make sure you get things as organized as much as possible before the estimator arrives. This will allow the consultant to quote the move as close as possible to the actual final shipping weight.
It is my hope these small tips will help you understand what is needed to have your most cost effective relocation. If you have any additional question, or would like a free in home estimate, please e-mail me at firstname.lastname@example.org or call me at (734) 740-2072 to schedule an appointment. I look forward to the opportunity to add you or your client to our growing list of satisfied customers.
Morse Moving/agent for ALLIED van lines
Visit our website at www.morsemoving.com